Yes, you do. It's against the law to drive on UK roads without at least third-party insurance.

While you're not required to carry your insurance documents with you constantly, you must provide them to a police officer upon request - either on the spot or within 7 days by presenting them at a police station.

Even if your campervan is off the road and stored for winter, you'll either need to maintain insurance or declare it off the road with a Statutory Off Road Notification (SORN).

To get a quote, you'll need:

• Your campervan's registration number

• The make and model of the base vehicle

• Whether it's a factory campervan or conversion (and if conversion, who did the work)

• Your driving licence details and contact details

• Your postcode

• Your date of birth

• Details of any previous claims, convictions or accidents in the last five years

• Your no claims bonus (if you have one)

• How you'll use the campervan (leisure use)

• Your estimated annual mileage

• Security features fitted to your campervan

• Whether you need European cover for travelling abroad

Don't worry if you haven't got all the details to hand – request a callback and we can help you through the quote.

We provide cover for most types of motorhomes and campervans, including:

• Panel van conversions (VW Transporter, Ford Transit, Fiat Ducato, etc)

• Coachbuilt campervans

• Factory-built campervans

• Self-built conversions

• Classic campervans (we insure up to 50 years old)

Each type of vehicle has different risk factors and specifications, so we assess each motorhome insurance policy individually to provide appropriate cover. Whether you have a compact panel van conversion or a larger factory-built campervan, our specialist team will work to find you suitable cover. Request a callback if you'd like to discuss your specific vehicle.

Yes, we can provide cover for both brand new and older campervans. We insure vehicles up to 50 years old. The age and value of your campervan will affect your insurance cost, but we assess each vehicle individually to provide appropriate cover.

Older campervans are assessed based on their condition, value and how they're used. Request a callback to discuss insuring an older campervan.

Yes, we do. We understand many campervan owners have built their own conversions or had professional conversions done. We'll need to know what modifications and conversion work has been done, but we can cover self-builds and conversions through our standard policies.

Just be honest about the work that's been done. If you're in doubt about whether a modification needs to be declared, ask us - we'd rather know everything upfront.

The cost of your insurance depends on many factors, including your campervan, your age, your driving experience, where you live, and how you use your vehicle.

Your actual premium will depend on your individual circumstances.

Get a quote to see your exact price.

There are several ways to bring your premium down:

• Accruing your no claims bonus is the single most efficient way of building up discounts on your insurance quote. Avoid points on your licence.

• You could choose a higher voluntary excess to lower your insurance premium. However, take care in ensuring you would still be able to afford the excess should a claim arise, and that the value of the excess does not exceed the value of your vehicle.

Request a callback and we can talk through more ways to lower your premium.

Yes, it does. More expensive campervans cost more to insure because they're more valuable to replace or repair. The age of your campervan also matters – newer vehicles typically cost more to insure, but very old campervans without modern safety features can also be more expensive.

We'll look at the value of your campervan when setting up your policy to make sure you've got the right level of cover.

A comprehensive campervan insurance policy may provide cover for:

• Wear and tear or general maintenance

• Damage caused by pets

• Mechanical or electrical breakdown (unless you've added breakdown cover)

• Using your campervan for purposes not stated in your policy wording

• Travelling abroad beyond your European cover limits

The exact cover provided depends on your specific policy. Check your policy documents and policy wording for full details of what's included and any exclusions that apply.

Most campervan insurance policies have exclusions. These typically include:

• Wear and tear or general maintenance

• Damage caused by pets

• Mechanical or electrical breakdown (unless you've added breakdown cover)

• Using your campervan for purposes not stated in your policy wording

• Travelling abroad beyond your European cover limits

• Business use of any kind

• Using your campervan as a permanent residence

Always check your policy documents to understand any exclusions that apply to your campervan cover. If you're unsure about what's covered, request a callback and we can explain your policy in detail.

Yes, comprehensive campervan insurance policies include cover for personal belongings and contents as standard (up to £3,500), though limits apply.

Standard cover protects fixed contents and permanently fitted items like furniture, appliances and storage. However, there are usually limits on the value of personal belongings covered (such as clothing, equipment and loose items), and certain high-value items may have specific sublimits.

Check your policy documents for full details of your contents cover, including specific limits and exclusions. If you're carrying expensive equipment like bikes, sports gear, or camera equipment, you may want to consider separate insurance for these items.

Most campervan insurance policies include European cover as standard, typically for up to 270 days per policy year with a maximum of 90 days in any one continuous trip.

Before travelling abroad, check your policy documents to confirm:

• Which countries are covered by your European cover

• How many days you're allowed per year and per trip

• What level of cover applies (it may differ from your UK cover)

• Whether you need any additional documentation

European cover applies to EU countries only. Countries outside the European Union are not covered.

If you need extended European cover or are travelling beyond the standard countries, contact us before you go. We can arrange additional cover to ensure you're protected when travelling abroad.

You need to tell us about any modifications, both when you're getting a quote and any time you make changes during your policy. Any cosmetic or performance modifications must be declared.

This includes things like:

• Upgraded electrical systems or solar panels

• Additional windows or pop-top roofs

• Upgraded suspension

• Cosmetic changes (custom paintwork, body modifications)

• Performance upgrades

• Any other alterations from the base vehicle

For conversions, we also need to know what conversion work has been done - gas systems, water systems, fixed furniture, insulation, etc.

We'll look at each campervan individually. Modifications will often increase your premium, but we'll work to find you the best cover for your specific vehicle. If you're in doubt about whether a modification needs to be declared, ask us.

Yes, you can do it through either the Lexham Insurance App (available for iPhone and Android) or through the Lexham Portal on our website.

You'll be able to look at your policy documents, renew your motorhome insurance policy, update your details, and make changes to your cover. It's available 24/7, so you can sort things out whenever it suits you.

Yes, we're based in Diss and Thetford. Having a UK-based team means you're speaking to people who understand UK roads, and we're around during normal UK working hours.

You can reach us Monday to Friday, 8.30am to 7pm, and Saturday, 9.30am to 4.30pm.

Our claims line is open 24 hours a day, 7 days a week, 365 days a year, serviced by Lancaster Gate Assistance.

Whether you've had an accident late at night or need to make a claim on a Sunday, you can get through to someone straight away.

We've been providing specialist vehicle insurance for over 25 years.

In that time, we've built expertise across different types of vehicles and insurance needs, giving us the experience to understand what campervan owners require from their insurance cover.