Personal Accident Cover
Get extra peace of mind with our Personal Accident Cover and protect against unforeseen events with financial help when you need it most.
You can now renew your policy quickly and simply on the Lexham Insurance App or online via the Lexham Portal!
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You can now renew your policy quickly and simply on the Lexham Insurance App or online via the Lexham Portal!
Peace of mind for £54 per year!
Sometimes even a small accident can have a great impact on your finances! If you were injured and unable to work you may struggle to make ends meet. We can help you protect against unforeseen events and give you financial help when you need it most with our Personal Accident Cover.
Our Personal Accident insurance covers you for any road accident, all vehicles whether you are a driver, passenger, or pedestrian - anywhere in the EU*
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Cover £54 per year
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Cover for any non-work related road accidents anywhere in the EU*
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Cover in all vehicles, whether as a driver, passenger or pedestrian
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Pay-outs of up to £20,000
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If you are in full time employment and 16 hours per week, weekly payments if an accident leaves you unable to work
We also cover death, permanent disability, & temporary total disablement from carrying out any occupation.
Personal Accident Cover is underwritten by Alwyn.
*EU Cover Includes: Great Britain, Northern Ireland, the Channel Islands or the Isle of Man, or within Europe (including European Union, Andorra, Croatia, Gibraltar, Iceland, Liechtenstein, Monaco, Norway, San Marino and Switzerland).
Personal Accident Cover FAQS
What is Personal Accident cover in Motor Insurance?
Personal Accident Insurance is an extra insurance policy that provides additional cover to supplement your Motor Insurance policy. Personal Accident cover, as the name suggests, provides you valuable cover if you are seriously injured in any non-work related road incident.
How much is Personal Accident cover?
Our Personal Accident cover is £54 a year.
How does Personal Accident Insurance work?
Personal Accident cover is an additional insurance policy to supplement your motor insurance policy. It provides coverage if you are seriously injured in any non-work related road incident, whether as a driver, passenger, or pedestrian.
Is Personal Accident cover mandatory?
No, Personal Accident isn’t required. However, many people wish to have cover should the worst happen and they have an accident in order to provide extra cover financially.
What does Personal Accident Insurance cover?
Our Personal Accident covers you up to the age of 65, for any non-work-related road accident, whether you are a driver, passenger, or pedestrian anywhere in the EU*.
*EU Cover Includes: Great Britain, Northern Ireland, the Channel Islands or the Isle of Man, or within Europe (including European Union, Andorra, Croatia, Gibraltar, Iceland, Liechtenstein, Monaco, Norway, San Marino and Switzerland).
How important is Personal Accident cover?
Personal Accident cover is a policy designed to help those who have been involved in an accident, with pay-outs of up to £20,000 (depending on the injury) to help the policyholder with what could be a tough time financially.
Is Personal Accident Insurance necessary?
Personal Accident Cover is not required – it’s an optional extra for those who wish to have extra cover in the event of an accident.
Is Personal Accident cover the same as personal injury cover?
Our Personal Accident cover is designed to assist those who have sustained an injury in a motor vehicle accident.
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Levels of cover
Being permanently disabled from doing any job, or the loss of use of 2 limbs or eyes -£20,000.
The loss of use of a limb or eye - £10,000
Death (to next of kin) - £10,000
Limitations include, but not limited to: Age limit of 75. Pre-existing conditions are not covered.
Exclusions and Terms and Conditions apply.
For further details or a copy of the full policy wording call 01379 646 529
