Quad Insurance
Help HubCategories
How can I get in contact with Lexham?
Getting in touch with Lexham is easy. The numbers for each department are as follows:
Sales, Renewals and Adjustments
01379 646 529
Mon-Fri 8.30am - 7.00pm, Sat 9.30am - 4.30pm.
Cancellations Department
01379 643 610
Mon - Fri 9:00am - 6:30pm
Credit Control
01379 646 549
Mon - Fri 9:00am - 6:30pm
Admin Department
01379 652 220
Mon - Fri 9:00am - 5:30pm
24 Hour Claims Line
0333 200 4605
24hrs a day, 7 days a week
Dealer Support
01379 646 506
8.30am – 5.00pm Monday – Friday
I can't get through. Can I request a call back?
To request a callback, click here.
Can I chat to you online?
Yes, we offer a 24-hour LiveChat service.
How to get in contact with us if you have hearing or speech difficulties
If you have any difficulties when speaking or with hearing, you can either use Type Talk to speak to us, or you can contact us via email.
Can anyone speak to you on my behalf about my quad bike policy?
As the policyholder, you can set up a memorable word on your account by calling us on 01379 646 504. Alternatively, you can submit a completed data authority form, which can be found on your online portal. This will mean that anyone you designate can help to handle your insurance policy.
What are Lexham's opening hours?
For general enquiries:
Lines are open: Mon-Fri 9.00 am - 7.00 pm, Sat 9.30 am - 4.30 pm.
For the 24 Hour Claims Line (provided by Lancaster Gate):
24 hours a day, 7 days a week.
For Dealer Support:
Lines are open: Mon-Fri 9.00 am - 7.00 pm, Sat 9.30 am - 4.30 pm
Who's Who and how to contact us
The Lexham Group is made up of a number of companies all providing assistance throughout your insurance policy. Below we have set out each company and what their involvement is...
Lexham Insurance:
Lexham are your Insurance intermediary or broker. They manage the administration of your insurance policy. They can be contacted on 01379 646504 or via enquiries@lexhaminsurance.co.uk
Marble Arch:
Marble Arch administers Claims on behalf of your insurer, Alwyn. Marble Arch can be contacted on 01379 646504, Option 4, or via claims@marble-arch.uk
Alwyn Insurance Company Ltd (AICL):
AICL are an insurer based in Gibraltar and authorised by the Gibraltar Financial Services Commission. Any queries for Alwyn should be directed to Lexham or Marble Arch.
Lancaster Gate Assistance (LGA):
LGA operates our 24-hour FNOL claims line (0333 200 4605) on behalf of Marble Arch and provides accident aftercare, and, in some circumstances, will offer services to customers who don’t have Comprehensive Insurance cover, or who have had a non-fault incident and don’t want to utilize their Insurance policy. This includes claims management services, and hire and repair solutions. They can be contacted on 01379 671806 or via www.lgassistance.co.uk
Scooters & Bikes Legal:
This is the trading name of CAM Legal Services, which handles personal injury claims and specialise in those involving motorcycles. If you suffered an injury as a result of your incident, they may be able to assist you. They can be contacted directly on 01379 646546 or via www.scootersandbikeslegal.co.uk
How do I cancel my policy?
You can email cancellations@lexhaminsurance.co.uk.
Please make sure when you email us to include your full name, date of birth, postcode, and vehicle registration of the bike you wish to cancel. When making this request please make sure to email us from the email account stated on the insurance policy.
Cancellation of your insurance policy cannot be done online. Or call us on 01379 643610.
*Please be aware: the Cancellations department opening times are Mon - Fri 9:00am - 6:30pm."
Can I cancel my policy before it starts?
If you want to cancel your bike insurance policy before it begins, you can either email us at cancellations@lexhaminsurance.co.uk or give us a call on 01379 643610.
My policy has been cancelled but I don't know why
If you have any queries regarding the cancellation of your policy then call us on 01379 643 610.
Why do I still owe money on a cancelled policy?
If you have any queries regarding the cancellation of your policy then call us on 01379 643 610.
Will I need to pay a cancellation fee?
Please check your insurance documents on the Lexham app/portal to see the fees set out by your insurer and refer to the Terms of Business document to confirm applicable fees charges by us as a Broker.
How can I get a renewal quote?
As your existing policy comes to an end, you will receive your renewal quote via email or through the online customer portal.
How to accept my renewal
To accept your renewal quotation for your quad bike, you can either give us a call on 01379 646 529 or through the online portal.
I want to discuss my renewal quote
If you have received your renewal quotation and need to discuss this with one of our specialised call centre staff, give us a call on 01379 646 529.
I'm looking to make a change to my quote
If you have received your renewal quotation and need to discuss this with one of our specialised call centre staff, give us a call on 01379 646 529.
Can I cancel my renewal before the start date?
Here at Lexham, our policies do not automatically renew, meaning that cover will lapse on the expiry date of the policy.
What to expect at time of renewal?
Around 21 days prior to your renewal date, you will recieve an email with your renewal invitation. Your renewal invitation is also available on the Lexham App and Portal.
I've had an accident, what do I do next?
If you are involved in a road accident, you should give us a call on 0333 200 4605 and inform us right away- providing it is safe to do so and irrespective of who is deemed to be at fault. See our step-by-step guide for in the event of an accident.
How long do I have to make a claim?
Typically you will have six months from the day the incident occurred to report it to your insurers; however, it is strongly advised that you inform them immediately.
What happens if the accident wasn't my fault?
In the event that you are involved in a road accident that is deemed not to be your fault, our claim assistance provider LGA may be able to aid you in claiming from the third party. They can be contacted on 01379 671806 or via www.lgassistance.co.uk
What happens if the accident was my fault?
Depending on the level of insurance cover you have taken out for your motorcycle or scooter, you may be able to claim off your own policy for any damage - if you have comprehensive insurance.
I've moved house, do I need to inform you right away?
You must inform us as soon as possible after moving address. If you're looking to change your address details, there's no need to call us. You can now update your policy yourself through our website portal and app.
I'm looking to change the vehicle details
If you need to update your address or change your vehicle, there's no need to call us. You can now update your policy yourself through our website portal and app.
*Please Note: We cannot change your vehicle or address within 14 days of your policy start date or within 30 days prior to your renewal date.
What happens if you don't insure my new quad?
When notifying us that you have sold your existing quad and you're thinking of purchasing a new one, we will be able to tell you whether or not we can insure it. If we cannot insure your new quad, you will need to look elsewhere for an insurance policy and risk paying a cancellation fee on your current policy.
I'm looking to make a different change to my policy
To make any changes to your quad insurance policy, you will need to give us a call on 01379 646 529.
Do I need to notify you about any driving convictions I receive during my policy term?
You do not need to let us know if you receive penalty points until your renewal is due however, you must contact us if your licence is revoked or you are disqualified from driving.
I've missed a direct debit payment, what should I do?
If you have missed a payment, you will need to give the credit control department a call on 01379 646 549 and we can assist you with this. Alternatively, we will try and take the payment again in 10 days and charge a £10 administration fee.
What are the different payment options?
When setting up an insurance policy with us you will either have the option to pay in full, or by monthly loan repayments via loan agreement.
If I cancel my insurance policy, will it cancel my direct debit?
When you cancel your policy, your loan repayments will also stop. However, you are still responsible for repaying the outstanding balance of the loan and will need to cancel your direct debit payments.
I need to change my bank details for the direct debit payments
To change the bank account details, you will need to give the credit control department a call on 01379 646 549.
Can I change the payment date?
To change your payment date, you will need to give the credit control department a call on 01379 646 549. Please note the payment dates available are the 1st, 7th, 16th and 26th.
How do I pay for the instalments?
You will pay for your monthly loan installments each month via direct debit.
What is No Claims Bonus?
No Claims Discount, also known as a no-claims bonus (NCB) will be awarded to you at the end of a 12-month policy period, provided you have not had an accident or had a claim made against your policy.
Typically, the more years of no-claims discounts you attain, you should see the discount reflected on your next year's premium.
How can I request my No Claims Bonus/Discount Certificate?
Here at Lexham, we will send your No Claims Proof to you automatically when your policy expires, or you can call us on 01379 646 529 and request it.
When setting up a policy with you, do I need to send proof of my No Claims Bonus?
Yes, we will require proof of this within 14 days of your policy starting. To send your NCB certificate to us, you can either submit it via the app or portal, or by emailing us at NCB@lexhaminsurance.co.uk. Failure to send your No Claims certificate through will result in you having to pay an extra premium or the policy being cancelled.
What documents do I need to send as proof of my NCB?
In order to prove your NCD, you will need to provide either the original or photocopied version of your no-claims letter which will be provided by your previous insurer. This can be sent to us via the app or portal, or by emailing us at NCB@lexhaminsurance.co.uk.
What is No claims bonus criteria?
No claims bonus must be earned in the policy holder's name, in the UK, on a motorcycle dated in the last 2 years, be available from the start of the policy, and not be in use on any other policy or vehicle.
How do I sign up for the Lexham Portal?
Read this handy step-by-step guide - it'll tell you everything you need to know.
I am having issues logging into the Lexham Portal/App
We are sorry to hear you're having issues logging into the Lexham Portal/App. We understand it can be frustrating and will seek to assist you in fixing any problems you may be facing. Please see below for query specific resolutions.
I've forgotten my password
If you have forgotten your password for the app/portal, you can give us a call on 01379 652 500 or email us at enquiries@lexhaminsurance.co.uk and we can reset it for you. Please note, when entering your password it is case sensitive, so make sure you are entering it correctly.
I can’t register my details on app/portal
If you are having issues signing up to the app or portal with your details, it may mean that they do not match the details we have on our records. To double-check this or make any changes required, you can give us a call on 01379 625 500 or email us at enquiries@lexhaminsurance.co.uk.
It keeps saying my details are wrong
Again, this may mean the details you are entering don't match the ones on file. Please ensure you are using the same email address you used to set up your policy. To amend this, give us a call on 01379 625 500 or email us at enquiries@lexhaminsurance.co.uk
Where are my policy documents?
Typically, after you have set up your policy with us, you should receive your policy documents via portal upload. If you require documents to be posted or emailed please contact us by emailing enquiries@lexhaminsurance.co.uk or calling us on 01379 646 504.
Quadbike Licencing
At a minimum, to ride a road-legal quad (or ATV) on the road, you will need a full UK car driving licence (category B or B1).
Although most quads will have handlebars & controls fairly similar to a motorcycle unless your motorcycle licence has a B1 entitlement you’ll need a car licence.
Insurance Cover Types
Third-Party only (TPO):
Third-party-only insurance, also known as TPO is the minimum level of coverage you are legally required to have if you intend to ride your two-wheeler on UK roads. TPO will provide cover for any damage you may cause to a third party’s person or property. However, it will not cover you for your own vehicle if it is damaged in the event of an accident.
Third Party, Fire & Theft:
Third Party, Fire, and Theft insurance includes coverage for everything under Third Party, but also allows you to claim off your own policy should your vehicle be stolen, or damaged as a result of a fire.
Comprehensive:
The last level of coverage is comprehensive insurance. Fully comp insurance enables you to claim for accidental and malicious damage to your vehicle, including vandalism, a single-vehicle incident, or flood damage.
Excesses Explained
Compulsory: A compulsory excess is set by the insurer at the point of sale (POS) and as the name suggests, is mandatory to pay if you make a claim on your insurance. Typically, the amount of compulsory excess you will have to pay will be determined by the type of motorcycle insurance you have.
Voluntary: Voluntary excess is the optional amount that you can choose to add on top of your compulsory excess. By offering to pay more upfront, this can often help to reduce the price of your premium.
Vehicle Use
When setting up an insurance policy, you will be asked how you intend to use your bike or scooter. You will have three options to choose from, these are:
1. Social, Domestic and Pleasure (SDP)
If you are planning to use your bike for everyday social riding, perhaps that may be seeing friends, going shopping or even doing the school run - this will be the option to choose.
2. Social, Domestic, Pleasure and Commuting
As well as everything mentioned above, this level of cover also includes riding to and from work and/or driving someone else to and from work.
3. Personal Business Use (SDPC + Business Use)
Covers you to travel to more than one place of work. I.e. multiple offices, sites, shop. However, it does not cover you for delivery or carriage of goods for business purposes.
Extras & Add Ons
Alongside your insurance policy, we can also provide add-ons to protect other aspects of your person and/or bike. For more information on each add-on, please visit the relevant page:
What is the FCA?
The Financial Conduct Authority (FCA) is the UK's financial services regulator, seeing over the conduct of over 42,000 businesses in the UK - making sure that the financial market is functioning in a fair and honest way for consumers.
I've received an error when filling out the quote form
Go back through the form and ensure all your details are correct. If it continues to error, it may be that we're unable to provide a quote for you. If you need clarification on this, you can call 01379 646 529.
I've brought a new quad and have not received the registration information yet
We can set up a policy on a chassis number so you can register the bike. There is no road cover in force until you have received the full registration.
I've filled out the quotation form and I have not received a quote
It is more than likely we are unable to offer you a quote based on the information you have provided, however, if you are unsure, please give us a call on 01379 646 529.
I can't find my bike on the drop down menu provided
It is more than likely we are unable to offer you a quote based on the information you have provided, however, if you are unsure, please give us a call on 01379 646 529.
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